Job Details

The Sr. Credit Analyst/ Underwriter performs financial based analysis and underwriting of credits which is used by the bank to assess risk and monitor existing credits to entities or individuals. This position performs analysis on the largest and most complex loans or relationships with a Region or Industry. The Sr Credit Analyst/ Underwriter engages with Analyst I or II, as appropriate, to assist in the analysis of the credits or relationships and as directed by their manager. ESSENTIAL DUTIES AND RESPONSIBILITIES 1. Generate financial spreads, or oversee and review spreads prepared by Analyst I or II within the bank lending operating system (n. Cino) using financial statements to find and review trends. This duty is performed daily, about 20% of the time. 2. Create spreadsheets designed to quantify borrower's personal, global, and real estate cash flows/project analysis on an accurate and timely basis. This duty is performed daily, about 20% of the time. 3. Create credit memos and an...Credit Analyst, Underwriter, Writer, Analyst, Senior, Regional Manager, Technology, Banking